Personal Finance

Are you thinking of your retirement?  If you are like me, or even younger, you may be pondering how you will retire and under what circumstances.  If you read my blogs on a regular basis, you are [...]

Are saving your money in a regular savings account? Do you have your emergency fund saved in a safe, accessible place? Well, most people would answer that they keep their checking, savings, and [...]

Do you have many 401(k) accounts? Are you considering rolling over a 401(k) into an IRA account?  Before you take action on older 401(k) accounts there are some things to consider prior to [...]

  Are you thinking of your retirement? At some point everyone will be retiring and enjoying their golden years.  But there are some common mistakes that many people make when thinking of or [...]

  Are you thinking about opening a custodial account for a child or grandchild? These unique accounts are set up for a variety of reason, some legitimate and some maybe not so legitimate. It [...]

  Well, by now you are aware that I really think a ROTH account be it an IRA or a 401(k) is one of the best retirement tools the government has given us.  As more and more baby boomers [...]

  Have you inherited an IRA? If so you may want to read this posting in particular as the rules are vastly different for an inherited IRA over your own.  First if you are a spouse and named [...]

  The IRS has announced the 2015 contribution levels for retirement accounts. Saving for your retirement next year will provide you a little more flexibility. For the past two years, the IRS [...]

Are you fresh out of college? Are you already thinking 30 or 40 years into the future?  While most people who are not even 25 yet rarely think about savings here are some helpful tips for those [...]

What will happen to my debt when I die? That is a complex and complicated question that needs to be examined on a case by case basis, but the following are some general rules and some food for [...]