Personal Finance

This blog will address some issues that I was made aware of a few weeks ago when I had dinner with a family that also happen to be good friends of mine.  Without getting into too much detail I am [...]

What I thought would be a month long series on budgets and different budget methods has been for the lack of a better term a mixed bag of results. I started with two methods and last week added a [...]

Do you own an IRA?  Depending on how you became the owner of that IRA will dictate how you must make withdrawals from the IRA.  As is the case with all traditional IRA’s Uncle Sam wants his share [...]

Are you an investor that is worried about the latest bull market?  Are you concerned about the valuations of equities?  There is no denying the fact equities in recent years have been advancing [...]

Part two in the budget monitoring blog that I am doing the month of July. While this is not going to be a very long series of blogs or comprehensive it is does lay the groundwork for anyone who [...]

Do you think of your estate planning?  With today’s heavy reliance on digital information and the Internet it is important that when someone is creating an estate plan that they include their [...]

Are your investments not in the proportion you have as targets?  Is one asset out preforming another?  If you answered yes to these two questions it may be time to take a look at your investments [...]

Over the previous three weeks and six blogs we have gone through the very basic steps of creating a fairly comprehensive financial plan.  Regardless of if you will engage someone to help you with [...]

The final component of the outline to the basic financial plan is going to be estate planning.  For the average married couple federal estate taxes will not be an issue.  As for state estate [...]

The next part of the journey in our financial plan is asset allocation.  When we consider the asset allocation we are talking about equities, bonds, real estate, commodities, and cash. Depending [...]