Personal Finance

Are you nearing retirement?  Do you have a lot of debt going into retirement?  There are some steps you can take to make sure your retirement is one that is debt free.  That is the best way to [...]

Are you at the age where retirement is a real possibility?  Are you looking at the size of your retirement accounts and figuring you are all set?  If you are going to retire in the next few years [...]

Do you contribute to an IRA on an annual basis?  When in the year do you contribute?  Are you one to make your contribution early in January or do you wait until closer to the tax and [...]

Are you in the mood to give to charity?  No matter what your economic situation is you should give something to charity.  No matter how bad you think you may have it there is always someone [...]

Are you looking for an investment that may not be priced as high as US equities?  Are you looking for a way to diversify your assets, possibly increase returns and decrease your overall portfolio [...]

Are you a married couple about to enter your golden retirement years?  Is Social Security going to be a main component of your retirement income?  If you answer yes to one or both of these there [...]

Have you heard the President’s new IRA idea?  It is one that is linked to one if the most successful 401(k) type of investments around, the Thrift Savings Plan or TSP.  This new IRA type of [...]

Does your employer offer a ROTH 401(k)?  Is it really beneficial to contribute to a ROTH 4019(k)?  The basic answer to that last question is yes provided you are young enough and do not plan on [...]

Do you need to diversify beyond the S&P 500?  Are you looking for dividend paying equities that are outside the S&P 500?  Dividend are taxed at a maximum rate of 20% and for high income [...]

Are you looking for an easy way to budget your money and household?  Do you not want to track it on a spreadsheet as the one for sale on this website?  Yes there is an option that is available to [...]