Retirement

Now that you are saving for retirement in an IRA be that a Traditional or ROTH IRA you are ahead of most at this point.  But did you know that there is a third type of IRA.  For some there is a [...]

Are you planning on converting a Traditional IRA into a ROTH IRA?  If so you may want to consider not only the Federal tax consequences but also any state tax consequences.  Now if you think you [...]

I am a firm believer that in today’s political environment taxes will go nowhere but up even for those of us in our retirement years.  If you can I suggest using ROTH IRA’s and 401(k)’s to your [...]

Do you have a financial plan for 2014?  If not it is time to make one for yourself and your family.  How do you know where you will need to be if you do not have a financial plan?  This is a [...]

A few weeks ago I posted a rather long blog on annuities and here is a brief summary on what you need to know about annuities.  First let’s be honest and all agree pensions are a retirement tool [...]

Are you a grandparent? Do you want to leave an IRA to a grandchild? If so there are some methods that you need to follow to ensure that the full benefit of the IRA is passed on to your [...]

Does the sound of a tax free income appeal to you?  Then you need to definitely consider a ROTH IRA.  A ROTH IRA will grow not only tax deferred but actually with tax free growth.  And unlike a [...]

What does it mean to defer your Social Security?  Do you benefit by delaying your Social Security payment?  Well there is no right or wrong answer for that as everyone’s situation is different [...]

Are you planning for 2014 with regards to your retirement accounts?  If so there are some things you need to be aware of before you proceed as you have in the past.  In recent years the amounts [...]

Do you want to retire early?  Not really looking forward to working until you are 62, 65 or even 67?  Not sure what to do in order to retire early?  With stocks on the fast track for all-time [...]