Here you’ll learn several ways to save money every month by lowering your monthly bills.
There are many ways to save money, no matter how much you have – or don’t have!
Having struggled for many years paying my bills, I learned many ways to save money, from simple things like food, gas, and clothing, to bigger expenses, like insurance and your mortgage.
All you need to know is where to look to find the savings. But first, everyone who sets out to save money must prepare and use a budget. For more information, visit Budgets.
Several Ways to Save Money
The first thing you need to do is eliminate ALL your unnecessary expenses:
- eating out on the weekends
- buying lunch at work every day
- magazine and newspaper subscriptions (especially those you can get online and at the local library)
- cable TV (you’d be amazed at how many other ways you’ll find to spend your time once you get rid of cable TV)
- groceries (you can save lots of money with coupons and specials.)
It’s OK to reward yourself once in a while, but if you want to get out of debt faster, you owe it to yourself to save every penny you can!
You looked closely at your checkbook and credit card statements to find other ways to reduce expenses. You should also call your credit card companies to see if they will lower your interest rates, even if it is only for a short time.
You’ll be amazed at how many ways you can save money, especially once you start looking carefully at how you spend your money every month.
Shop Around for The Lowest Prices
For those expenses you can’t eliminate, it’s time to start shopping for the best prices.
Once I realized you could shop around for just about ANYTHING you spend money on every month, I learned how to save myself SEVERAL HUNDRED DOLLARS each month!
In fact, by shopping around, I saved myself more than $750 a year on car insurance alone!
The same is true of your monthly expenses – like long-distance telephone service, internet service, all types of insurance, mortgages, and sometimes even your utility bills.
It DOESN’T take any special skills. All it takes is a few clicks, and you can save yourself a bunch of money in no time!
So, if you’d like to save lots of money every month – and who doesn’t – start shopping around and looking for ways to lower your monthly bills immediately! Also, with today’s technology, you can use any one of several apps on your smartphone to assist you in saving money and cutting expenses. Visit The Muse.
If you need assistance or have questions on budgets or ways in which you may be able to save money, feel free to reach out to me if you are in or near the Metro Nashville area. For those outside the middle Tennessee area who want to deal with someone closer, seek a qualified fee-only Registered Financial Consultant (RFC) near you.
