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Are you one of the millions of Americans with credit card debt?  Are you not able to pay off your card every month?  Are you barely able to keep up with your bills?  If you answered yes to any of [...]

I know this is a personal finance blog and I said I would not be political but this is not really a blog on politics or either political party but on taxes and working federal employees which I [...]

Does the sound of a tax free income appeal to you?  Then you need to definitely consider a ROTH IRA.  A ROTH IRA will grow not only tax deferred but actually with tax free growth.  And unlike a [...]

Do you have credit card debt?  Are you looking for an easy way to reduce your credit card debt?  If so you can employ a technique that is used for mortgages on your credit cards as well.  In [...]

What does it mean to defer your Social Security?  Do you benefit by delaying your Social Security payment?  Well there is no right or wrong answer for that as everyone’s situation is different [...]

Are you planning for 2014 with regards to your retirement accounts?  If so there are some things you need to be aware of before you proceed as you have in the past.  In recent years the amounts [...]

Are you looking for an investment that has attributes of an equity and a fixed income?  Have you considered a REIT?  Right now Real Estate Investment Trusts offer some of the best opportunities [...]

Do you want to retire early?  Not really looking forward to working until you are 62, 65 or even 67?  Not sure what to do in order to retire early?  With stocks on the fast track for all-time [...]

Are you in a marriage with a stay at home spouse?  If so there are things that you can do now that will aid you when it is time to retire later.  It is hard enough to plan for your retirement [...]

Do you need a piece of mind in retirement?  Are you looking for a somewhat safe investment for your golden years?  Then certain annuities may be for you.  While just as in any investment there [...]