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If you have heard fund managers talk about how they invest, you know many employ a top-down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate [...]

Credit is so easy to gain nowadays – it’s no wonder many people are in unmanageable debt. You are not alone if you are slow in making payments or often miss payments. Before you file for [...]

When you find that you have no surplus at the end of the year and yet have a good income, I advise you to take a few sheets of paper and form them into a book and mark down every item of [...]

Well, it has been quite some time since I was last active on the site, and with a new year, I want to say, “Happy New Year and Welcome Back.” I bring renewed hope to keep up and keep you [...]

Here you’ll learn several ways to save money every month by lowering your monthly bills. There are many ways to save money, no matter how much you have – or don’t have! Having struggled for many [...]

If you’ve been looking for ways to get out of debt, then maybe a debt reduction spreadsheet might be the perfect tool and solution for you. There are plenty of free downloads available, as well [...]

You have no doubt heard many “experts” say that sex sells. Well, I don’t know whether or not that is true but I do know that fear sells. That is one of the reasons there is so much written about [...]

People all over today are rethinking and taking a second look at their budgets and are trying to figure out how to make the dollars stretch just a little further. With today’s world of mass [...]

It would help if you increased your stock market vocabulary because it can help to increase the profits you make in your stock market dealings. “How?” I hear you ask. Well, the simple fact is [...]

The richest people in the world make their money in various ways; however, one of the primary things they all have in common is making smart investments. Now, you don’t have to have much money to [...]