Investing

With the start of a new year and new rules on when you must take Required Minimum Distributions (RMDs) from Individual Retirement Accounts (IRAs), we will examine how this affects many of you and [...]

When purchasing an Exchange Traded Fund (ETF), mutual fund, or individual stock to invest in do not make the classic mistake of chasing returns. In this post, we will examine ETFs and to a degree [...]

With the passage of the spending bill to find the federal government, there was one of many additional bills attached to the two spending bills. One, in particular, will have a profound effect on [...]

Are you one of the millions of workers whose company does not offer a pension for your retirement? If so, then you will most likely rely on the government’s answer to companies taking away the [...]

If you are working and contributing to a 401(k), we will look at some ways to improve your position within your plan. If you have ever looked at your plan in terms of selection of funds to invest [...]

When you retire, it can be a scary proposition for many. Why? They may not have saved enough during their working years, or they may fear that what they did save will not be sufficient for their [...]

Are actively managed mutual funds getting less expensive? The answer appears to be yes, they are. Over the past several years, passive managed mutual funds and Exchange Traded Funds have stolen [...]

Last week we looked at 401(k) maintenance and how your choices can affect your retirement accounts. But investing in a 401(k) is not the only way for people to save for retirement. Depending on [...]

If you have an employer-sponsored 401(k), there are some steps you may wish to consider to maximize your returns and hence enhance your retirement. While you do not need to be a financially [...]

First, I must apologize for being a bit inconsistent in the last few weeks. I have had some health issues that have consumed a good portion of my time that I am hoping are behind me now, and I [...]