Investing

Financial planning is not rocket science and the terms used are not totally foreign.  Why would someone who is educated need a financial planner then?  The answer is simple, they remove the [...]

Are you an investor that is worried about the latest bull market?  Are you concerned about the valuations of equities?  There is no denying the fact equities in recent years have been advancing [...]

Are your investments not in the proportion you have as targets?  Is one asset out preforming another?  If you answered yes to these two questions it may be time to take a look at your investments [...]

Are you planning your retirement?  Will you be retiring in the next 20 to 30 years?  If you are indeed planning your retirement and it will be in the 20 to 30 year time frame there are some [...]

Do you track your investments?  Are you diversified?  Are you too diversified?  These are some of the questions we must ask ourselves when we are investing in 401(k) accounts, brokerage accounts, [...]

Are all index funds the same?  That depends on the index and how they measure it.  While most indexed mutual funds and ETFs are weighted based on the company’s market capitalization.  In this [...]

Do you contribute to an IRA on an annual basis?  When in the year do you contribute?  Are you one to make your contribution early in January or do you wait until closer to the tax and [...]

Are you looking for an investment that may not be priced as high as US equities?  Are you looking for a way to diversify your assets, possibly increase returns and decrease your overall portfolio [...]

Have you heard the President’s new IRA idea?  It is one that is linked to one if the most successful 401(k) type of investments around, the Thrift Savings Plan or TSP.  This new IRA type of [...]

Does your employer offer a ROTH 401(k)?  Is it really beneficial to contribute to a ROTH 4019(k)?  The basic answer to that last question is yes provided you are young enough and do not plan on [...]