Personal Finance

Most people start their financial adventure by creating a standard account, which they only use for checks and deposits and are not looking for savings accounts and specific features they may [...]

The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you divide it among all your outstanding bills, intending to put whatever [...]

Are you searching for life insurance coverage that combines the flexibility of universal life insurance with the potential for higher growth in a cash-value account? Indexed Universal Life [...]

We have all heard the advantages of investing in a mutual fund over trying to pick individual stocks. First of all, mutual funds hire professional analysts who are market experts and devote many [...]

There are several different types of investments and many factors in determining where you should invest your funds. Of course, determining where you will invest begins with researching the [...]

The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate, or a tightwad. There is a thin line between saving and too much frugality to the [...]

Stock picking is a very complicated process, and investors have different approaches. However, it is wise to follow general steps to minimize the risk of investments. This article will outline [...]

Think hard about such a decision before you declare bankruptcy because you are stuck with several debts. There are good debt management techniques that you can opt to use to help you ease your [...]

You say you know where your money goes and don’t need everything written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month, and I mean every [...]

Nearly half of all first-time homebuyers financed the entire cost of their home rather than paying a hefty down payment. And many of these zero-down buyers did so thanks to the so-called 80/20 [...]