Personal Finance

Financial planning is not rocket science and the terms used are not totally foreign.  Why would someone who is educated need a financial planner then?  The answer is simple, they remove the [...]

Are you over 50 and thinking of retiring?  Do you know what your options are in the area of retirement?  Well I hope that you at least are saving in some form for your eventual retirement.  Most [...]

Are all states equal when it comes to taxes and retirement?  The answer may surprise you and may have you double thinking where it is you want to spend your retirement years.  Regardless of where [...]

Do you enjoy traveling?  Is there on place you like to visit on a regular basis?  Do you enjoy the freedom of knowing you can stay in a luxury room when you do travel?  If you answered yes to any [...]

Do you have children who are getting ready for college?  Have you considered there are more things that need to be addressed besides writing a check for tuition?  If you have been planning on [...]

Last week I shared an experience that some friends of mine had with a life insurance agent.  The interesting part is that the day before that blog was published I came across an article on Yahoo [...]

Despite recent legislation are you needing to reduce health care expenses?  If you are like the majority of people the answer to that is yes.  No matter how someone has gotten their health [...]

This blog will address some issues that I was made aware of a few weeks ago when I had dinner with a family that also happen to be good friends of mine.  Without getting into too much detail I am [...]

What I thought would be a month long series on budgets and different budget methods has been for the lack of a better term a mixed bag of results. I started with two methods and last week added a [...]

Do you own an IRA?  Depending on how you became the owner of that IRA will dictate how you must make withdrawals from the IRA.  As is the case with all traditional IRA’s Uncle Sam wants his share [...]