Retirement

Retirement is not something that you should wait to plan for. In fact, the sooner you can begin planning the better off you will be when it is time to retire. So where does one begin you may ask? [...]

Are you saving for your retirement? Do you own and contribute to a ROTH IRA? If you are not, I hope you will consider a ROTH and if you have one you need to be aware of some ROTH centered facts. [...]

Here I have decided to take a moment to stop and introduce myself a little and discuss my credentials. First, I have been employed by the federal government since 1999 as either a bank examiner [...]

Are you curious if you are saving enough for retirement? Are you putting enough money away in your IRA? Are your payroll deductions enough to fund your retirement from your 401(k)? These are [...]

Are you a small business owner or do you work for a small business? If so you may or may not be aware of the retirement options available to your employer in addition to an individual retirement [...]

Are you like so many in the US and want to retire but are not certain of when will be the right time? If that is you then maybe I can help you some. Retirement is not some scary part of your life [...]

Required Minimum Distributions or RMD’s and what you need to know. The RMD’s are extremely important to people who have reached age 70 and ½ due to their complexity and tax consequences. And yes [...]

Are you prepared for retirement? Do you know how much of your income you need to replace? Most people think that they will need to replace about 80% of their pre-retirement income. While this may [...]

Do you receive Social Security? Are you one of the approximate 59 million Americans who receives Social Security? These benefits are paid to nine out of ten Americans over the age of 65. And it [...]

Are you thinking of your retirement? If so, chances are you may be like may and are a bit confused by all of the choices, terms, and amounts involved with these accounts. Let us face it; the [...]