Retirement

Do you participate in your company’s 401(k) plan? If you do, are you contributing at least what your company will match? If you are not contributing at least what your company will match you are [...]

Are you aware of your rights as a 401(k) participant? Did you know that recently the Supreme Court ruled in favor of employees in a case that involved choices available in 401(k) plans? Well, the [...]

Retirement can be a confusing and questionable period in just about anyone’s life. Most of us ask when should I start Social Security? How much do I need to save? How much can I withdrawal each [...]

Do you dream of becoming a millionaire? Are you like most Americans and are only saving in a company-sponsored 401(k) plan? With the advent of the 401(k) in 1981 so employees could supplement [...]

Do you have an IRA? Are you aware of what is involved in owning an IRA? Do you know that IRA’s are an entirely different investment vehicle than a workplace 401(k)? Here are some things that you [...]

Is it always better to rollover a 401(k) into an IRA? What do you need to ask if you have more than $5,000 in your 401(k) plan? Do you have options? Of course, you do you just need to know what [...]

Are you working for a company that has a 401(k) plan but offers no pension? Did you know that the US Treasury has made rule changes to 401(k) plans that will now allow them to offer annuities? [...]

Are you prepared for retirement? Do you know how much of your income you need to replace? Most people think that they will need to replace about 80% of their pre-retirement income. While this may [...]

Do you have a ROTH 401(k)? Does your company even offer one? Do you understand how a ROTH 401(k) works? If you answered no to these questions it is best you read this post and consider talking to [...]

Are you afraid of outliving your assets in retirement? Do you fear you may not have saved enough to last well into your golden years if you live longer than expected? If so, a longevity annuity [...]