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If you want to achieve long-term financial stability, the number one skill you need to master is budgeting money.  Many people will break out in a cold sweat when they face the prospect of [...]

Can you get high-interest savings accounts offline?  Well, that depends on what you mean by high interest. You can compare rates with several of your local branch banks to find the one that [...]

It’s very easy to get into bad financial habits. You may find that there never seems to be enough money to get you through the week, even though you know you make enough money to cover all your [...]

The recent debate over immigration policy commonly depicts immigrants as undocumented, uneducated people who flood our borders without inspection. Although many immigrants who enter this country [...]

The question that seems prevalent in many people’s minds is whether Silicon Valley Bank’s (SVB) sudden failure spread to other banks. The answer is that we honestly do not know, but as of now, it [...]

I have a renewed appreciation for what I consider a mandatory risk management tool that I hope everyone utilizes. And the risk management tool I am referring to is some form of health insurance. [...]

If you have heard fund managers talk about how they invest, you know many employ a top-down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate [...]

Credit is so easy to gain nowadays – it’s no wonder many people are in unmanageable debt. You are not alone if you are slow in making payments or often miss payments. Before you file for [...]

When you find that you have no surplus at the end of the year and yet have a good income, I advise you to take a few sheets of paper and form them into a book and mark down every item of [...]

Well, it has been quite some time since I was last active on the site, and with a new year, I want to say, “Happy New Year and Welcome Back.” I bring renewed hope to keep up and keep you [...]