Are you satisfied with the economy and the stock market? Do you think that all is well in these areas? If you answered no to either of these questions, you might want to seek the assistance of a fee-only fiduciary financial planner to assist you. The world of personal finance can be complex in the best of times, and our opinion, we are far from the best of times.
Yes, the economy seems to be strong, yet there are indicators that it and the world’s economy as a whole are slowing down. Yes, unemployment levels are at all-time lows, but not we lack labor to perform many of the daily tasks we all expect and require. As far as the stock market is concerned, we are still in a bull market that has been going on the better part of a decade now. And yes, all good things will come to an end as far as the bull market is concerned, and a bear market is inevitable. Do I know when the economy will shift for the worse or when the bear market will hit? Of course, I don’t, but I know that these things will happen because they have happened numerous times over the country’s history.
Baby Boomers are retiring in vast numbers daily and have for the most part reached out to financial planners for assistance. But what about the next generations? Who are helping Generation X and the Millennials? That is where we can come in and assist you. While we also help Baby Boomers, these last two generations seem to be somewhat forgotten by the financial planner.
Yes, many in these generations will seek out the Robo-Advisor, but if we were, to be honest, they could only provide so much assistance. Sometimes, a human is much needed and can be a valuable asset to have in your corner to when things do go bad. Having a fee-only fiduciary planner can be of value when everything seems to be upended.
That is where KG Meyer, P.C. can step in and make things a lot easier for you. We specialize in the members of Generation X and the Millennial to serve our generations unique needs. In the case of Generation X, we may be dealing with aging parents, putting our children through college or in some instances, early retirement. Why face these challenges alone or unprepared? We understand these needs unique to this generation as that is where we come from.
And as for the Millennial generation, we understand the unique situations it produces as well. You are starting your working years with high student loan debt. You are the first generation that has always been connected to everyone, no matter the distance due to technology. You have become the most influential generation in regards to spending habits and influence on older generations like we have never seen before. Your generation is changing the rules of saving for retirement or large purchases; you even more than Generation X assist with your parent’s care and needs. While the Baby Boomers were the generation that was after World War II and were dominated for many years, Generation X and the Millennials have taken over this role and many others.
As a new start-up offering financial services such as financial planning, tax preparation, and asset management, we are uniquely positioned to help members of Generation X and Millennials like other firms cannot. Yes, we have outside full-time employment, but that allows us to keep overhead lower than other firms and the ability to provide specific and unique services tailored to each of our clients. Just as no one individual is the same as another no approach to financial planning can be made in an automated way as each plan is as unique as the individual or couple requesting that service.
To get our services out to new clients and the opportunity for existing clients to experience a better value, we are offering adjusting our services for period at discounted rates. Normally, we charged $125 per hour for our services but for the year that will be reduced to $75 per hour. To obtain this reduced rate, join our email mailing list and send an email to me at kirk@kgmeyerpc.com with the subject line stating “Hourly Change.” Once we receive that email from you, we will reach out to you and set up an appointment to discuss your needs and how we can best serve them to reach your goals.
Also, it is never too early to plan for your retirement and how Social Security can play a role in your preparations. As a Registered Social Security Analyst, we are also uniquely positioned to assist you in maximizing your future benefits. The old price of this service is $150 and is on special as well for the rest if the year for only $100. To get this special, which is included in the financial planning services, email me at kirk@kgmeyerpc.com with the subject being “Social Security.” Do not work the next decade or decades, and not know where you stand with your potential benefits, get your analysis now.
Our tax preparation services will for the most part remain unchanged as we will still charge by the form or forms required for your tax filing. But if you are an established client with one of our other services we will offer a discount of 15% off your total tax filing requirements. When we do your taxes you are also protected from audits for five years, provided $2,500 in protection of preparation fees, and identity theft protection for a year. All at no additional cost to you.
With regards to our asset management program, we are shifting away from our current broker relationship and switching to a different online discount broker for most equities that we will manage. For most Exchange Traded Funds (ETF), certain mutual funds and some equities we will utilize the services of Vanguard. We will be changing the payment process from one that was processed and deducted from your account to billing quarterly that will be paid from outside the account to keep costs lower for our clients. We need to work out the details and file our regulatory paperwork but we see this as an ultimate win for both us and you, our clients.
For all of your financial needs, please consider our firm, KG Meyer, P.C., for financial planning, tax preparation, and asset management. We welcome all prospective clients and especially those from Generation X and the Millennial generations as they are the future of where the country will be heading, and you need the guidance to maximize your potential. If you have any questions or need assistance, reach out to us directly at kirk@kgmeyerpc.com or call us at 615-491-1608. Remember, at KG Meyer, P.C. our goal it to maintain the services and as always, “Personal Finance Made Simple®.” And please join our mailing list by filling out the form below for updates and early notices of changes in services or products offered.
