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The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate, or a tightwad. There is a thin line between saving and too much frugality to the [...]

Think hard about such a decision before you declare bankruptcy because you are stuck with several debts. There are good debt management techniques that you can opt to use to help you ease your [...]

You say you know where your money goes and don’t need everything written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month, and I mean every [...]

If you want to achieve long-term financial stability, the number one skill you need to master is budgeting money.  Many people will break out in a cold sweat when they face the prospect of [...]

It’s very easy to get into bad financial habits. You may find that there never seems to be enough money to get you through the week, even though you know you make enough money to cover all [...]

Here you’ll learn several ways to save money every month by lowering your monthly bills. There are many ways to save money, no matter how much you have – or don’t have! Having [...]

If you’ve been looking for ways to get out of debt, then maybe a debt reduction spreadsheet might be the perfect tool and solution for you. There are plenty of free downloads available, as well [...]

People all over today are rethinking and taking a second look at their budgets and are trying to figure out how to make the dollars stretch just a little further. With today’s world of mass [...]

If you are fed up with never getting ahead financially and ready to take control of your money, making a family budget planner is the first step. It is easy to avoid this step since it seems like [...]

Long before there were complex computer software programs, people would rely on a simple concept to keep their spending in check, envelope budgeting. This old-fashioned approach to budgeting may [...]