Archives

Long before there were complex computer software programs, people would rely on a simple concept to keep their spending in check, envelope budgeting. This old-fashioned approach to budgeting may [...]

None of us can foresee the future or predict the hurdles that lie ahead of us. This makes building an emergency fund a financial priority. Building an emergency fund is healthy for your financial [...]

This is probably the most requested topic that I receive, normally after someone gets a large unexpected expense, or they start thinking about retirement and realize that they have saved a [...]

A cash-only budget is practiced by many every day. The question to ask, though, is it feasible to use this method of budgeting. As the economy slides more and more downhill, people become more [...]

Learning household budget planning techniques for the main benefit to your family means staying as debt-free as possible. There will always be some debt but keeping it to a minimum is the key to [...]

Few things are as stressful as financial problems. In fact, money worries can have a way of taking over our entire lives and making mountains out of molehills. It’s safe to say, therefore, that [...]

Living on a low income can be hard. However, there is hope. If you can budget on a low income and make what money you do have work for you. Then it is possible to get more out of your money. To [...]

With all the interest in Tik Tok in recent weeks, I decided to check it out. While yes, there are tons of short videos that are not necessarily worth watching if you are serious about most [...]

Are you like so many people today that have debt that they wish they could pay off? Are you one of the many who desires to become debt free? If this sounds like you or someone you know this post [...]

A few weeks ago we looked at debt and banking. Last week we examined how to use the debt snowball system to reduce all your debts. This week we will explore the benefits and why you should have a [...]