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The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate, or a tightwad. There is a thin line between saving and too much frugality to the [...]

Finding new ways to save money on almost anything you buy is like getting a raise. Maybe it’s even better. When you save twenty dollars on a coat, you get to keep the whole twenty dollars. [...]