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I have a renewed appreciation for what I consider a mandatory risk management tool that I hope everyone utilizes. And the risk management tool I am referring to is some form of health insurance. [...]

Health Insurance is imperative for your daily savings and expenses. One can fall ill at any unexpected time, causing misery. Most importantly, if you are not covered with any health insurance [...]

Today more than ever in the past people will have a need for some form of long-term care. So why is it a much larger need now than it was in previous generations? Well, for starters people are [...]