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The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate, or a tightwad. There is a thin line between saving and too much frugality to the [...]

Think hard about such a decision before you declare bankruptcy because you are stuck with several debts. There are good debt management techniques that you can opt to use to help you ease your [...]

You say you know where your money goes and don’t need everything written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month, and I mean every [...]

Nearly half of all first-time homebuyers financed the entire cost of their home rather than paying a hefty down payment. And many of these zero-down buyers did so thanks to the so-called 80/20 [...]

Times are hard right now, and you don’t need interest payments from your previous debts to make it even harder. This is why many people are starting debt management work that will help them cope [...]

If you are a college student, you are probably concentrating on your studies and trying to get an education that will benefit you. You may not be thinking about handling your money, and failing [...]

Finding new ways to save money on almost anything you buy is like getting a raise. Maybe it’s even better. When you save twenty dollars on a coat, you get to keep the whole twenty dollars. [...]

In your search for the best no-load mutual fund, some investors select mutual funds based solely on their fees and expense ratios. The rationale is that investors can invest more of their capital [...]

We have all heard the advantages of investing in a mutual fund over trying to pick individual stocks. First of all, mutual funds hire professional analysts that are market experts and devote many [...]

With the economic state and fear of the debt limit, we are currently in even more unpredictable stock market returns, evaporating retirement nest eggs, and the weakening of the dollar. It’s more [...]