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There are several different types of investments and many factors in determining where you should invest your funds. Of course, determining where you will invest begins with researching the [...]

The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate, or a tightwad. There is a thin line between saving and too much frugality to the [...]

Even though planning your estate isn’t an enjoyable job, it’s necessary so that you can efficiently and successfully transfer all of your assets to those you leave behind.  With careful planning, [...]

As parents, it is our responsibility to care for the needs of our children.  We usually think of providing them with food, clothes, a warm, safe living place, and education.  One thing that often [...]

If you want to achieve long-term financial stability, the number one skill you need to master is budgeting money.  Many people will break out in a cold sweat when they face the prospect of [...]

If you have heard fund managers talk about how they invest, you know many employ a top-down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate [...]

Credit is so easy to gain nowadays – it’s no wonder many people are in unmanageable debt. You are not alone if you are slow in making payments or often miss payments. Before you file for [...]

When you find that you have no surplus at the end of the year and yet have a good income, I advise you to take a few sheets of paper and form them into a book and mark down every item of [...]

If you’ve been looking for ways to get out of debt, then maybe a debt reduction spreadsheet might be the perfect tool and solution for you. There are plenty of free downloads available, as well [...]

You have no doubt heard many “experts” say that sex sells. Well, I don’t know whether or not that is true but I do know that fear sells. That is one of the reasons there is so [...]