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Are you considering a “target date fund” (TDF) as an investment? If so, you need to consider some things before investing in one, much less selecting one. Right from the start, if you [...]

The Efficient Market Hypothesis has been under fire since Eugene Fama of the University of Chicago Graduate School Of Business first suggested it back in the early 1960s. The central idea behind [...]

Long before there were complex computer software programs, people would rely on a simple concept to keep their spending in check, envelope budgeting. This old-fashioned approach to budgeting may [...]

To hedge against the falling dollar, many smart investors are turning to a more tangible asset, gold. There are many ways you can invest in gold, you can purchase stocks in gold mines, gold [...]

Walking through the financial maze of stocks, bonds, Exchange Traded Funds (ETS), and mutual funds can be quite a challenge. We offer the following tips to give you the know-how on building a [...]

Paying for car insurance is often considered a necessary evil as it doesn’t provide immediate benefits and can be seen as an extra cost that isn’t justified. However, you will be glad [...]

Sometimes you find yourself needing some money. Unexpected events such as a car breakdown can put a damper on your budget no matter how well you plan. When you need money and need it quick, you [...]

When we think of companies and the services they provide, we often assume that a big company is automatically better. We think to ourselves, “well, if they are that big, it means they have [...]

I heard the news about future interest rate hikes and thought it was about time for you to look into refinancing your mortgage if you have an Adjustable Rate Mortgage or ARM. If you do have an [...]

With interest rates on mortgages being extremely low, many people are looking to purchase their first home or possibly just a new one. What are the actual costs of two different types of popular [...]