According to a recent “Retirement Trends” survey by Fidelity Investments, 96 percent of Americans saving for retirement don’t know the current contribution limit for an individual retirement [...]
I know that I don’t have a crystal ball, and I can’t see into the future, but I also know that with all the talk about Social Security going broke, I’m not going to put all my eggs in that [...]
Sometimes you find yourself needing some money. Unexpected events such as a car breakdown can put a damper on your budget no matter how well you plan. In situations where you need money and need [...]
Mutual funds have grown in popularity over the last few years to the point where it’s harder to find an investor who is not using mutual funds than one who is, here are four advantages of mutual [...]
Let’s face it. Most of the financial advice out there says something like this, “If you make on average $60,000 per year…” Most of the advice is designed for baby boomers about to retire. The [...]
Money-Saving Tips to help you Retire a Millionaire – Let’s face it, when you’re young, thinking about growing old is a scary thought. Will I have enough money to retire at an early age? Will I [...]
Are you worried about your retirement? Are you worried you will not have enough money for your retirement? If so, you are not alone in these fears. Many approaches or enter retirement, wondering [...]
Exchange-traded funds, mutual funds, individual retirement accounts, and 401(k) accounts have seen an increase in the use of target-date funds. These are funds that invest with the idea of [...]
Early this summer I wrote a piece on the SECURE Act and how it changed some aspects of how retirement accounts are handled. This article will go over some of the material previously covered and [...]
Do you need long-term care insurance (LTC) or custodial care insurance? This is a question that everyone needs to be asking themselves when they are younger and in relatively good health. Because [...]