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A general definition of investing is just buying a product, such as stocks or bonds, to make money on that product.  The more money you make on any financial product, the better.  The problem is [...]

If you want to achieve long-term financial stability, the number one skill you need to master is budgeting money.  Many people will break out in a cold sweat when they face the prospect of [...]

Can you get high-interest savings accounts offline?  Well, that depends on what you mean by high interest. You can compare rates with several of your local branch banks to find the one that [...]

It’s very easy to get into bad financial habits. You may find that there never seems to be enough money to get you through the week, even though you know you make enough money to cover all your [...]

I have a renewed appreciation for what I consider a mandatory risk management tool that I hope everyone utilizes. And the risk management tool I am referring to is some form of health insurance. [...]

If you have heard fund managers talk about how they invest, you know many employ a top-down approach. First, they decide how much of their portfolio to allocate to stocks and how much to allocate [...]

When you find that you have no surplus at the end of the year and yet have a good income, I advise you to take a few sheets of paper and form them into a book and mark down every item of [...]

Here you’ll learn several ways to save money every month by lowering your monthly bills. There are many ways to save money, no matter how much you have – or don’t have! Having struggled for many [...]

If you’ve been looking for ways to get out of debt, then maybe a debt reduction spreadsheet might be the perfect tool and solution for you. There are plenty of free downloads available, as well [...]

You have no doubt heard many “experts” say that sex sells. Well, I don’t know whether or not that is true but I do know that fear sells. That is one of the reasons there is so much written about [...]