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Are you like so many in the US and want to retire but are not certain of when will be the right time? If that is you then maybe I can help you some. Retirement is not some scary part of your life [...]

Required Minimum Distributions or RMD’s and what you need to know. The RMD’s are extremely important to people who have reached age 70 and ½ due to their complexity and tax consequences. And yes [...]

Are you prepared for retirement? Do you know how much of your income you need to replace? Most people think that they will need to replace about 80% of their pre-retirement income. While this may [...]

Do you receive Social Security? Are you one of the approximate 59 million Americans who receives Social Security? These benefits are paid to nine out of ten Americans over the age of 65. And it [...]

It has been a while since I last posted something and for that, I apologize. It has been a hectic fall and start of the winter for me, and I neglected to post. But with the new year and [...]

If you are in your 20’s or early 30’s there are some things you can do to save some extra money. Looking for loose change in your car is really not an answer nor is cutting minor items out of [...]

Are you thinking of your retirement? If so, chances are you may be like may and are a bit confused by all of the choices, terms, and amounts involved with these accounts. Let us face it; the [...]

As people near retirement, they need to be aware of their investment portfolios. While the old way of thinking may not be appropriate anymore, with retirees getting out of the stock market [...]

With many books on personal finance and not that many on how to properly invest this book is a wealth of information. The book in question is DIY Financial Advisor by Gray, Vogel, and Foulke. It [...]

Do you have a 401(k) account? If so there are some key aspects that you may need to consider when you manage your portfolio. No matter what if your company offers an attractive 401(k) you should [...]